ABA Certificate in Lending Compliance
Earning the ABA Certificate in Lending Compliance demonstrates to bank management and examiners your thorough grounding in key lending regulations, and ability to identify and respond to compliance requirements. The complete 17-course curriculum is available for study at your own pace along with unlimited access to all course content for 12 months — including any updates on new issuances and regulation changes made within that year. No other online lending compliance curriculum offers this advantage.
Required Courses
You must complete the following courses:
Anatomy of a Regulation
Community Reinvestment Act, Community Bank (CRA*) or Large Bank (CRA*)
Credit Card Regulations
Elements of a Compliance Program
Equal Credit Opportunity Act (ECOA) Reg B
Fair Credit Reporting Act (FCRA)
Good Faith Estimate and HUD-1**
Home Mortgage Disclosure Act (HMDA)
Loans to Insiders (Reg O)
National Flood Insurance Program Regulations
Real Estate Settlement Procedures Act (RESPA)
Reg Z Ability to Repay (ATR) and Qualified Mortgage (QM)
Reg Z Closed-End Credit
Reg Z Open-End Credit
Servicemembers Civil Relief Act (SCRA)
Unfair, Deceptive or Abusive Acts or Practices (UDAAP)
The estimated time to complete the 16* required courses is approximately 28 hours.